At Oregon Adventure Realty, we specialize in helping first-time buyers navigate the process with confidence.
Whether you’re just starting to save or you’re ready to start touring homes, this step-by-step guide will help you prepare and avoid common pitfalls.
Step 1: Know Your Budget
Before you start scrolling listings, sit down and crunch the numbers. Consider your income, monthly expenses, and what a realistic mortgage payment would be. Don’t forget to factor in property taxes, homeowners insurance, and potential maintenance costs.
Step 2: Get Pre-Approved
Getting pre-approved for a loan gives you a clear price range and shows sellers you’re serious. We can connect you with trusted local lenders who offer first-time buyer programs, 0% down options, and competitive rates.
Step 3: Make a Needs vs. Wants List
How many bedrooms do you need? Is a big backyard non-negotiable? What about commute time or school districts? Knowing what really matters to you will help narrow your search.
Step 4: Start House Hunting
This is where the fun begins! We’ll tour homes together, watch the market for new listings, and guide you through everything from writing offers to negotiations.
Step 5: Home Inspections & Appraisals
Once you’re in contract, we’ll schedule a home inspection and appraisal. This protects your investment and ensures you're paying a fair price for the property.
Step 6: Closing Day & Getting the Keys
After final loan approval and signing documents, it’s time to celebrate—you’re officially a homeowner!
First-Time Buyers: We’ve Got You
At Oregon Adventure Realty, we walk you through every step, answer every question, and fight to get you the best deal. If you’re ready to take the leap, we’re ready to help.
Let’s talk about your first home in Southern Oregon.
